By the tender age of 26 I had accumulated a small mountain of debt. Credit cards were my gateway drug and student loans were the monsters under the bed.
Every book, podcast and fucking webinar I read, heard and watched told me basically the same thing: keep your mind positive and positive things will flow to you. While that is all well and good there is something they don’t tell you that is fundamentally key: pragmatism. I can envision myself debt-free, live as if I have no debt and repeat all of the financially free mantras until my lungs are screaming for air. What all of these things have in common, however, is that whilst doing them I WAS STILL IN DEBT.